Things Your Georgia Real Estate Agent Should Know About Your Mortgage Approval

While many experienced Georgia real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed.  Or much worse, denied. Ne ...
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Do I Need To Sell My Current Home Before I Can Qualify For Another Property in Georgia?

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a jo ...
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What Do Appraisers Look For When Determining A Property's Value in Georgia?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property in Georgia. A common misconception homeowners generally have is that the value of their home is determined after the appraiser ...
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Georgia Mortgage - Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check... Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money - an earnest payment (sometimes called e ...
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Renting vs Buying A Home in Georgia

Buying a home in Georgia versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning Georgia real estate, as well as the ...
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What Does Title Insurance in Georgia Protect Me From?

By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance in Georgia. The title compan ...
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